# Flintview Business Capital > Flintview Business Capital is a small-business funding broker at 984 Chorro St, San Luis Obispo, CA 93401 (phone (805) 362-4741). It helps businesses in San Luis Obispo, CA; Atascadero, CA; Pismo Beach, CA; Morro Bay, CA; Grover Beach, CA; Los Osos, CA and across San Luis Obispo County, California, explore business lines of credit, working capital loans, equipment financing and leasing, business term loans, inventory financing, and merchant cash advances. Flintview Business Capital hands funding requests to funding partners; each partner reviews the request and sets its own credit decision, pricing and terms. Flintview Business Capital is not a lender, approval is never guaranteed, and a merchant cash advance is not a loan. Flintview Business Capital does not arrange personal, payday, auto title, mortgage, startup or SBA loans, does not offer grants, and does not arrange funding for trucking or agriculture. Key facts: - Business type: small-business funding broker (not a lender) - Address: 984 Chorro St, San Luis Obispo, CA 93401, United States - Phone: (805) 362-4741 - Apply: https://flintviewbusinesscapital.com/apply/ - Service area: San Luis Obispo, CA; Atascadero, CA; Pismo Beach, CA; Morro Bay, CA; Grover Beach, CA; Los Osos, CA and all of San Luis Obispo County, California - Language: English ## Funding options - [Business Funding Options in San Luis Obispo, CA, Side by Side for Local Owners](https://flintviewbusinesscapital.com/business-loans/): This page sets the six funding types Flintview Business Capital helps San Luis Obispo County, CA owners compare side by side, with an example for each. Approval and terms are always the reviewing partner's call. - [Working Capital Loans in San Luis Obispo, CA: Payroll, Food Orders and Claim Delays](https://flintviewbusinesscapital.com/business-loans/working-capital/): Flintview Business Capital in San Luis Obispo, California helps owners size a working capital request around the gap between paying out and getting paid, and passes it to funding partners, who set any amount, term and price. - [Business Term Loans in San Luis Obispo, CA for a Practice Purchase or a Second Shop](https://flintviewbusinesscapital.com/business-loans/term-loans/): Flintview Business Capital in San Luis Obispo, California helps buyers and owners present a purchase or expansion with the figures a partner reads, and passes the request to funding partners, who decide on approval, amount, term and price. - [Business Line of Credit in San Luis Obispo, CA: Draw, Repay and Draw Again](https://flintviewbusinesscapital.com/business-loans/line-of-credit/): Flintview Business Capital in San Luis Obispo, California helps owners describe how often and how deeply they expect to draw on a revolving limit, then passes the request to funding partners, who decide on the limit, the pricing and the renewal terms. - [Inventory Financing in San Luis Obispo, CA for Shop Stock and Kitchen Supplies](https://flintviewbusinesscapital.com/business-loans/inventory-financing/): Flintview Business Capital in San Luis Obispo, California helps retailers, kitchens and contractors describe a stock purchase and how soon it turns into sales, then passes the request to funding partners, who decide on any amount and terms. - [Equipment Financing in San Luis Obispo, CA: Exam Rooms, CNC Mills and Kitchen Lines](https://flintviewbusinesscapital.com/equipment-financing/): Flintview Business Capital in San Luis Obispo, California helps owners put an equipment loan or lease request together around the vendor quote, then passes it to funding partners, who decide on approval, term and price. - [Merchant Cash Advance in San Luis Obispo, CA: How Card-Sales Collection Works](https://flintviewbusinesscapital.com/merchant-cash-advance/): Flintview Business Capital in San Luis Obispo, California explains how an advance on card sales is priced and collected so owners can set it beside a loan, and passes requests to funding providers, who make their own decisions. ## Industries - [Business Loans by Industry in San Luis Obispo, CA: Clinics, Kitchens, Trades and Shops](https://flintviewbusinesscapital.com/industries/): Flintview Business Capital of San Luis Obispo, California sorts its trade pages by the kinds of cost each trade tends to finance. Every page uses County Business Patterns counts for San Luis Obispo County, CA; funding partners review each request and decide. - [Construction Business Loans in San Luis Obispo, CA: Skid Steers and Retainage Gaps](https://flintviewbusinesscapital.com/industries/construction/): Flintview Business Capital in San Luis Obispo, California helps general and specialty contractors describe an equipment purchase or a payment gap and passes the request to funding partners, who decide on approval, amount and terms. - [Business Loans for Retail in San Luis Obispo, CA: POS Systems and a Storefront Upgrade](https://flintviewbusinesscapital.com/industries/retail/): Flintview Business Capital in San Luis Obispo, California helps store owners lay out a fixture, stock or remodel cost with the sales records a partner reads, and passes the request to funding partners, who make the decision. - [San Luis Obispo, CA Restaurant Loans: Walk-In Coolers, Fryers and a Dining-Room Remodel](https://flintviewbusinesscapital.com/industries/restaurants/): Flintview Business Capital in San Luis Obispo, California helps restaurant owners separate equipment, remodel and payroll costs into a request funding partners can read, and passes it on; partners decide on approval and terms. - [Medical Practice Loans in San Luis Obispo, CA: Ultrasound Units and a Clinic Build-Out](https://flintviewbusinesscapital.com/industries/medical-practices/): Flintview Business Capital in San Luis Obispo, California helps physician practices and urgent care clinics describe equipment, build-out and payroll needs, and passes the request to funding partners, who decide on approval and terms. - [Dental Office Loans in San Luis Obispo, CA: CBCT Scanners and an Operatory Build-Out](https://flintviewbusinesscapital.com/industries/dental-practices/): Flintview Business Capital in San Luis Obispo, California helps dentists set out an imaging purchase, a build-out or a buy-in with the figures partners read, and passes the request on; funding partners decide on approval and terms. - [San Luis Obispo, CA Salon Business Loans: Pedicure Chairs, Dryers and Retail Product](https://flintviewbusinesscapital.com/industries/salons/): Flintview Business Capital in San Luis Obispo, California helps salon and barbershop owners describe an equipment, build-out or purchase cost, and passes the request to funding partners, who decide on approval and terms. - [San Luis Obispo, CA Gym Business Loans: Squat Racks, Spin Bikes and Equipment Upgrades](https://flintviewbusinesscapital.com/industries/gyms-and-fitness/): Flintview Business Capital in San Luis Obispo, California helps gym and studio owners describe an equipment order, a build-out or a membership gap, and passes the request to funding partners, who decide on approval and terms. - [Hotel Loans in San Luis Obispo, CA for PTAC Units, Laundry Equipment and a Lobby Refresh](https://flintviewbusinesscapital.com/industries/hotels-motels/): Flintview Business Capital in San Luis Obispo, California helps hotel, motel and inn owners describe a renovation or equipment cost and passes the request to funding partners, who decide on approval and terms. - [Landscaping Equipment Financing in San Luis Obispo, CA: Skid Steers and Mower Fleets](https://flintviewbusinesscapital.com/industries/landscaping/): Flintview Business Capital in San Luis Obispo, California helps landscaping and lawn-care companies describe an equipment order or a payroll gap, and passes the request to funding partners, who decide on approval and terms. - [Auto Repair Shop Loans in San Luis Obispo, CA: Scan Tools and a Bay Expansion](https://flintviewbusinesscapital.com/industries/auto-repair/): Flintview Business Capital in San Luis Obispo, California helps repair shop owners describe an equipment, expansion or purchase cost, and passes the request to funding partners, who decide on approval and terms. - [Daycare Center Financing in San Luis Obispo, CA: Playground Equipment and Payroll](https://flintviewbusinesscapital.com/industries/child-care/): Flintview Business Capital in San Luis Obispo, California helps child care center owners lay out an equipment, expansion or payroll need, and passes the request to funding partners, who decide on approval and terms. - [San Luis Obispo, CA Grocery Store Loans: Walk-In Coolers, Shelving and a Store Remodel](https://flintviewbusinesscapital.com/industries/grocery-stores/): Flintview Business Capital in San Luis Obispo, California helps grocers and convenience and liquor store owners describe an equipment, remodel or stock cost, and passes the request to funding partners, who decide on approval and terms. - [Coffee Shop Loans in San Luis Obispo, CA for Grinders, Pastry Cases and Bean Inventory](https://flintviewbusinesscapital.com/industries/coffee-shops/): Flintview Business Capital in San Luis Obispo, California helps cafe owners describe an equipment, remodel or expansion cost, and passes the request to funding partners, who decide on approval and terms. - [Machine Shop Loans in San Luis Obispo, CA for Lathes, Press Brakes and Long Receivables](https://flintviewbusinesscapital.com/industries/machine-shops/): Flintview Business Capital in San Luis Obispo, California helps machine and fabrication shops describe an equipment, expansion or receivables gap, and passes the request to funding partners, who decide on approval and terms. ## Guides and calculators - [San Luis Obispo, CA Funding Guides: Zoning, Business License, FBN Statements](https://flintviewbusinesscapital.com/resources/): Flintview Business Capital in San Luis Obispo, California keeps three guides on licensing, permits and business names and a current ratio worksheet. Each guide points to official pages checked on 2026-10-24. - [San Luis Obispo, CA Zoning Map and Building Permits for Shop and Clinic Build-Outs](https://flintviewbusinesscapital.com/resources/san-luis-obispo-zoning-and-building-permits/): This guide from Flintview Business Capital in San Luis Obispo, California sets out the zoning and permit questions to settle before financing a build-out. It is a planning checklist, not legal advice; the City of San Luis Obispo and the County of San Luis Obispo answer the questions about their own rules. - [San Luis Obispo, CA City Business License: Portal, Renewal and Where It Sits in a Loan File](https://flintviewbusinesscapital.com/resources/san-luis-obispo-business-license/): This guide from Flintview Business Capital in San Luis Obispo, California points to the City of San Luis Obispo business license portal (checked 2026-10-24) and explains where the license fits in a funding request. Questions about the license itself go to the city. - [California Fictitious Business Name Statement for San Luis Obispo, CA Owners](https://flintviewbusinesscapital.com/resources/california-fictitious-business-name-statement/): This guide from Flintview Business Capital in San Luis Obispo, California explains where a fictitious business name (DBA) is filed and why funding partners look for it. It is not legal advice; the county clerk and counsel answer questions about the filing itself. - [A Current Ratio Calculator Worked on Paper for San Luis Obispo, CA Owners Weighing a Credit Line](https://flintviewbusinesscapital.com/resources/current-ratio-calculator/): Flintview Business Capital in San Luis Obispo, California offers this worksheet so owners can read their own balance sheet before asking about a credit line. Funding partners use their own measures and make their own decisions. ## Areas served - [Business Loans in San Luis Obispo, CA: Health Care, Hospitality and Building Trades](https://flintviewbusinesscapital.com/san-luis-obispo-ca/): Flintview Business Capital, listed in San Luis Obispo, California, helps owners in the city and across San Luis Obispo County, CA describe a funding need and passes the request to funding partners. This page gathers county and ZIP 93401 Census figures and notes on lenders, leases and buying a business. - [Business Funding Across San Luis Obispo County, CA, From Atascadero, CA to Pismo Beach, CA](https://flintviewbusinesscapital.com/service-areas/): Requests reach Flintview Business Capital in San Luis Obispo, California from all over San Luis Obispo County, CA. This page lists which office licenses a business in each kind of place, county Census counts and notes for practices and salons. - [Business Loans in Atascadero, CA for Shops, Contractors and Clinics North of the City](https://flintviewbusinesscapital.com/service-areas/atascadero-ca/): Flintview Business Capital in San Luis Obispo, California takes funding requests from Atascadero, CA, about 14.2 miles north of its office in a straight line. This page covers ZIP 93422 Census counts and where Atascadero license and planning questions go. - [Business Loans in Pismo Beach, CA for Restaurants, Inns and Beach-Town Retailers](https://flintviewbusinesscapital.com/service-areas/pismo-beach-ca/): Flintview Business Capital in San Luis Obispo, California takes funding requests from Pismo Beach, CA, about 8.8 miles south of its office in a straight line. This page covers ZIP 93449 Census counts and Pismo Beach license and permit steps. ## Company - [Small Business Funding in San Luis Obispo, CA: Clinics, Kitchens and Job Sites](https://flintviewbusinesscapital.com/): Flintview Business Capital, based in San Luis Obispo, California, writes up an owner's funding need in the form a funding partner reviews. The conversation starts with the cost and the date income covers it, and each reviewing partner decides on any approval, amount and price. - [How to Apply for a Business Loan in San Luis Obispo, CA, From Intake to Offer](https://flintviewbusinesscapital.com/how-it-works/): This page follows a San Luis Obispo, California request through Flintview Business Capital, from the opening call to a partner's review. Three roles divide the work: Flintview prepares the request, the funding partner rules on approval and terms, and the owner accepts or declines. - [San Luis Obispo, CA Business Funding FAQ for Practices, Shops and Contractors](https://flintviewbusinesscapital.com/faq/): Answers from Flintview Business Capital in San Luis Obispo, California to common questions about business funding requests, from what a bank reads in an application to how a credit line differs from a loan. - [About Flintview Business Capital, a San Luis Obispo, CA Funding Request Service](https://flintviewbusinesscapital.com/about/): Flintview Business Capital, listed at 984 Chorro St, San Luis Obispo, CA 93401, helps San Luis Obispo County, CA owners frame funding requests around the cost and its timing, and passes them to funding partners who decide on approval and terms. - [Contact Flintview Business Capital in San Luis Obispo, CA About a Credit Line](https://flintviewbusinesscapital.com/contact/): The office on file for Flintview Business Capital is 984 Chorro St, San Luis Obispo, CA 93401. Requests begin either on the phone at (805) 362-4741 or on the online form. - [Apply for Business Funding in San Luis Obispo, CA With One Short Request](https://flintviewbusinesscapital.com/apply/): Owners in San Luis Obispo, California and the towns around it can open a funding request with Flintview Business Capital on this page. A funding partner reviews what is sent and makes any offer itself. - [Disclosures for Flintview Business Capital, San Luis Obispo, CA](https://flintviewbusinesscapital.com/disclosures/): Flintview Business Capital in San Luis Obispo, California is a funding broker, not a lender. ## Optional - [Full text of every page](https://flintviewbusinesscapital.com/llms-full.txt): plain-text version of the site for AI assistants - [Sitemap](https://flintviewbusinesscapital.com/sitemap.xml)